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In the 25 years or so that we've been writing this column, we've started each new year with a look back at the past year and offered some resolutions for those looking to buy homes.Ten years ago, as the world's economy was falling off a cliff, buyers with cash, who could qualify for loans, had their pick of properties. Millions of homeowners went into foreclosure, and savvy investors began swooping up homes by the thousands.It took a while for the rubble of the Great Recession to get cleaned up.